Own Equipment? You May Already Have Access to Working Capital

For many business owners, valuable capital is sitting in plain sight.

If your business owns commercial equipment, whether it's trucks, trailers, manufacturing machinery, yellow iron, or other business assets, you may be able to access working capital by using that equipment as collateral, all while continuing to use the equipment that generates your revenue.

Unlike many traditional working capital products that rely on frequent automatic withdrawals from your bank account, equipment-backed financing can provide a more manageable repayment structure designed around your business.

Why Businesses Choose Equipment-Backed Working Capital

Many businesses need access to cash for reasons that have nothing to do with purchasing new equipment.

Working capital can help you:

• Purchase inventory or materials

• Expand operations

• Increase marketing efforts

• Manage seasonal cash flow

• Hire additional employees

• Complete facility improvements

• Cover general operating expenses

Instead of letting valuable equipment equity sit idle, it may be able to help support your next stage of growth.

Benefits of Equipment-Backed Cash-Out Programs

Monthly Payments

One of the biggest advantages is having predictable monthly payments, rather than daily or weekly withdrawals that can strain cash flow.

Longer Repayment Terms

Qualified borrowers may receive payment terms significantly longer than other types of working capital loans, helping keep payments manageable while preserving working capital for day-to-day operations.

Keep Using Your Equipment

Your equipment continues working for your business while serving as collateral. There is no need to sell the equipment or interrupt your operations.

Flexible Use of Funds

Once funded, working capital can generally be used for a wide variety of legitimate business purposes, not just equipment purchases.

What Types of Equipment May Qualify?

Many types of commercial equipment may be eligible, including:

• Commercial trucks

• Tow trucks

• Trailers

• Construction equipment

• Manufacturing equipment

• Packaging equipment

• Material handling equipment

• Industrial equipment

• Vocational equipment

• Many other commercial business assets

Funding amounts are determined by age, condition, and market value. Eligibility varies depending on the asset type and overall financing request.

Is This Right for Your Business?

If your business owns equipment with available equity, we'd be happy to review your options.

Our team will help determine whether your equipment may qualify and discuss available financing solutions based on your business goals.

Ready to See What's Possible?

Reach out to CapX Funding for a complimentary review.

We'll simply ask:

• What equipment do you own?

• Is it paid off or does it have a remaining balance?

• Approximately what is it worth?

• How much working capital are you looking for?

This is an opportunity to explore whether your equipment can help your business grow!

👉 Get a quote or apply today

Or just reach out directly:

Call us: 866-914-2279

Email us: info@capxfunding.com